Competition
between the most popular banks in the US has been increasing for consumers.
That's why now you can access a free checking account or open a high-yield
terror account that really multiplies your money. If Chase's hidden fees and
charges don't convince you, you don't need to open so many accounts, just wait
until the end! We'll tell you how to close a Chase Bank account in just a few
steps.
At other times, opening an account at Chase Bank may be
something of a good idea. But let's face it! Anyone can change their mind.
Bottom line, keeping an account with a minimum balance of could
leave you with less than $330 a year in your pocket. The need to summarize
monthly service fees, charges for bank transfers, an annual percentage of
income (interest rate) that does not meet your expectations, among other
things.
As you can see, there are many reasons to close your Chase savings account, and it doesn't
always have to do with the strength or quality of the bank. Simple, you might
be interested in a bank that pays more interest in the United States or perhaps
covers fewer fees and charges, like credit unions or online banks.
Can I close my Chase Bank account online?
Yes, in fact it is the easiest way to do it. To close your
account:
●
Visit the Chase Bank online platform and sign
in using your credentials.
●
Once in your account, open the options menu
and select “Secure Message Center”.
●
You will then see a list of solutions. Within
this range I discovered a request to close an account.
●
After clicking there, Chase will ask you a
series of questions. indicate which account you want to close, a reason to
close, and that's it!
If you have completed all the steps, within 1-2 business days
maximum, you will receive a communication from Chase Bank with the following
procedure to complete the account closure. Luckily, we're not working on
something too complicated.
A bank representative will call you to verify your identity. I
could also ask you the reason for the ceremony; They are to find out if there
are other types of bank accounts at Chase that are better suited to your new
needs: certificates of deposit, credit cards, retirement plans, etc.
In other words, treat her like a customer! It is up to you to
accept and ask for the requirements to open a Chase Bank account (a different
one than the one you have now, of course) or to stick with your decision and
kindly ask for the full bill of the account.
Note. Getting your Chase
Bank account online is fairly quick and the account can take 3-5 days after
completing the application. Keep this in mind before opting for this option.
Close a Chase Bank account by phone: 1-855-280-4198
You can call Chase Bank's Spanish phone number 1-855-280-4198 to
order the closure of your bank account. That's all: before using your phone, we
recommend that you have a couple of important pieces of information to hand,
such as:
●
you close to be born
●
Your Chase account number
●
Registered email address
The bank agent may ask a few additional questions to prove your
identity and confirm that you are not a victim of credit card fraud or any
other similar crime. What could I ask you? Anything that only you knew, how
many bank accounts you have in the financial institution, your Chase username,
if you have or in active chakras, among others.
After verifying your identity, the representative will proceed
to order the closure of your account. In 1 or 3 business days the entire
process must be completed.
Closing a Chase Bank account in person
The quickest - but also the most annoying - way to close a Chase
account is directly to the bank of your choice.
You can use this online tool to find the nearest branch to your
home or shop and thus save a lot of time. Before you leave home, check our
“Chase Bank Hours” article to make sure the branch is open. Otherwise, you will
have to come back another day.
If you want to minimize the waiting time and make things even
easier, we have a solution: close your account with a previous quote. Getting a
quote at Chase Bank is not difficult and will give you access to personalized
attention.
Tips for Closing Your Chase Bank Account
We want to leave you with some tips to help you close your Chase
Bank account easily, quickly and without headaches. Before requesting account
closure, make sure that:
●
Open an alternative bank account. Compare
different gift options with the best savings tips, a good money market account
or perhaps a child savings account that convinces you more than the one you
already have. There is also the option of using an activated bank account as a
recipient of funds.
●
Eliminate affiliations and automatic payments.
Canceling an automatic payment is fairly easy to do. Sign in to Chase to remove
recurring payments and take the opportunity to transfer to the other bank. Also
check your streaming subscriptions, computer programs, cable TV, etc.
●
Leave your account balance at zero. Before
downloading, download account statements so you can do taxes in the future. It
also verifies that there is no bank balance pending payment. When you are up to
date, transfer the balance to another account in your name. Transferring money
from Chase to Bank of America or another US bank is not complicated. In most
cases, you will only need the ABA. You can even send Zelle dinners from one
account to another completely free!